Bank Personal Loan Rejected Before?
We Know Why — and How to Fix It.
We help government employees get approved
Our Procedure
Contact Us And Let Us Know How We Can Help You.
Negotiation Process
Discuss Your Financial Goals and Problems With Our Financial Consultants To Continue Our Services. We Provide Free Review Services For All Our Clients So There Is No Need For Further Payments!
Document Needed
For Personal Profile We Need
1) 3 Months Salary Slip
2) 2 Years EPF
3) CTOS Report
Document Needed
For Personal Profile We Need
1) 3 Months Salary Slip
2) 2 Years EPF
3) CTOS Report
Our Services
We provide a complete, personalized solution to help government employees succeed in getting their bank personal loans approved.
Loan Eligibility Check
Quickly assess if you're eligible for a personal loan
We help you find out which bank is most likely to approve your application, based on your income, job type, and CCRIS status.
Provide Solutions
We have to check customer CCRIS report and provide a suitable solution.
Example, customer have bad record repayment, SAA, Blacklist, or AKPK. We will base on customer profile and provide solution to get approval from bank.
Document Submission Support
We help you prepare and submit all the right documents
Avoid rejection due to small errors. We guide you step by step to prepare perfect documentation that meets bank standards.
Loan Rejection Recovery
Been rejected before? We help fix and reapply the right way
We identify what went wrong and restructure your application so you get a second chance — with higher approval success.
Why Choose Us
Expert in Government Loan Cases
We specialize in helping government employees overcome common loan rejection issues.
Bank Policy Insider Knowledge
We understand the approval criteria of each bank — so we know exactly where to apply.
Fast & Hassle-Free Process
We handle the paperwork and submission for you, saving time and avoiding errors.
High Approval Rate
Our clients enjoy a significantly higher approval success compared to applying directly.
About Our Company
AGMB Consultancy was founded with one clear mission: to help government employees successfully obtain personal loans from banks, even when they’ve been rejected before.
We realized that many borrowers were denied simply because they didn’t understand bank-specific policies — and that’s where we come in. With our deep knowledge of each bank’s internal approval process, we guide clients toward the right bank and the right strategy.
Over the years, we’ve helped hundreds of clients restructure their applications and secure the financing they need. Our personalized support and insider insights make all the difference.
Let us be your trusted partner in achieving financial approval success.
Client Testimonials
📍 Secondary School Teacher
✅“Approved After 3 Rejections”
📍Penolong Jurutera
✅“ccris issue settled + blacklist clear”
📍Pembantu Perawatan Kesihatan
✅“Late Payment issue settled”
**Disclaimer:**
AGMB Consultancy is a loan consultancy firm specializing in helping Malaysian government employees succeed in getting personal loans. We do not provide loans directly. Loans are provided by either the bank or your selected loan issuer. Our services are to assist and guide clients through the bank policies and application process to increase their approval chances.
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